Banks have one answer.

Prime EquiFi creates options.

Prime EquiFi, your go-to for equipment financing, provides a lender-ready application process that connects you to a broad network of trusted partners.
Get an equipment loan within 2 hours

As quick as 2 Hours

Decisions in hours, not weeks. Wait times from traditional banks may exceed 21 business days. In an economy where traditional credit is tightening, waiting 2 weeks for a 'No' from your local bank isn't just a delay—it’s a lost contract. Speed of capital is now the only thing that keeps operations moving.
Get an equipment loan no matter your credit rating

Credit Flexibility

We specialize in startups and "hard-to-fund" equipment that big banks won't touch. Large banks deny ~60% of applications and 73% of applicants fail to receive the full amount they sought from traditional sources. Built for the clinic owner, the fleet manager, and the job site contractor.
Get fee free equipment loan quote

Apply for Free

Apply for free. Zero upfront fees. No stress. Our services are free to you; we are compensated by our partners. Without a broker-to-lender network, you are stuck with high friction, hidden broker fees, and missed opportunities.

Our Process

 

Traditional Path: One application, one bank, 10 days of waiting, 2.5% higher rates, and a high chance of rejection for startups.

The Prime Path: One application, 50+ lending options, same-day approval, and zero out-of-pocket costs for the quote.

Whether it's a $5k surgical laser for a new clinic or a $5M fleet of big rigs, our system is designed to package your application for an immediate 'Yes.'

When you standardise on a multi-lender model, your equipment arrives on-site while the quote is still fresh. You scale without depleting cash reserves. You get the dozer, the dump truck, or the hospital bed you need to serve your customers today.

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Equipment Loans

Pro Tip

Never sign an equipment quote until you've seen at least three financing structures. Even if you have a "good" relationship with your bank, the market rate for a skid steer is likely very different from the rate for a surgical laser. Let the lenders compete for your business, not the other way around.