As Quick as 2 Hours
Decisions in hours, not weeks. Traditional banks can exceed 21 business days. In a tightening credit market, waiting 2 weeks for a No isn't a delay — it's a lost contract.
EQUIPMENT FINANCING
Banks have one answer.
Prime EquiFi creates options.
Your go-to for equipment financing. A lender-ready application process that connects you to a broad network of trusted partners.
We Remove the Friction
Most businesses rely on a single lender. When that bank says no, growth stops.
Credit Flexibility
We specialize in startups and hard-to-fund equipment that big banks won't touch. Large banks deny ~60% of applications. Built for clinic owners, fleet managers, and job site contractors.
Apply for Free
Zero upfront fees, zero stress. We are compensated by our lending partners — not you.
Our Process
Traditional Path: One application, one bank, 10+ business days, 2.5% higher rates, and high rejection risk for startups.
The Prime Path: One application, 50+ lending options, same-day approval, competitive rates, and zero out-of-pocket costs.
Whether it's a $5k surgical laser or a $5M fleet of big rigs, our system is designed to package your application for an immediate Yes.
When you standardize on a multi-lender model, your equipment arrives on-site while the quote is still fresh. You scale without depleting cash reserves.
2 hrs
Average Decision Time
50+
Lending Partners
$0
Upfront Fees
56%
Big Bank Denial Rate We Beat
Pro Tip
Never sign an equipment quote until you've seen at least three financing structures. Even with a good bank relationship, the market rate for a skid steer is very different from the rate for a surgical laser. Let the lenders compete for your business.
From $5,000 to $5,000,000
Surgical lasers. Fleet vehicles. Heavy machinery. Medical equipment. Construction gear.
If it's an asset, we can fund it.